*  Contractor/Repairman a no-show for repairs and would not return phone calls
*  No one available to accept deliveries

*  Alarm triggered, Police/Fire unable to access home to reset alarm

*  Damage to home from attempted robbery, no one available to secure premises.

*  Arson

*  Break-in and robbery

*  Well pump burned out

*  Tree fell on well head and destroyed casing and pump

*  Frozen well head water lines, pump and water lines in home

*  Guests forgot to turn lights off and secure outside equipment

*  Lawn/Deck furniture blown away from high winds

*  Guests did not secure boat/jet skis properly, left boat dock closet unlocked

*  Back door and window left unlocked

*  Propane leak in fireplace

*  Waterline break ruining ceiling, walls and flooding basement

*  Flooding from storms and hurricanes

*  Fallen trees and/or limbs

*  Tree fell into side of home, tree fell onto boat house deck

*  Wind damage to roof and gutters

*  Soil runoff along foundation from heavy rains

*  Walkway washed out from heavy rains

*  Screened porch and windows broken from strong storm

*  Changed all door locks on home due to unauthorized access

*  Lost or forgetten keys

*  Sudden rise in lake levels caused jet skis and boat to float off lifts